:root{--primary: #0b3a67;--secondary: #1f5f9b;--accent: #ff9f1c;--accent-strong: #ff8a00;--bg: #f4f7fb;--bg-soft: #eef3f8;--surface: #ffffff;--surface-muted: #f7f9fc;--text: #102238;--text-soft: #5f7188;--white: #ffffff;--border: rgba(16, 34, 56, .1);--shadow-lg: 0 28px 70px rgba(11, 58, 103, .14);--shadow-md: 0 16px 34px rgba(11, 58, 103, .1);--transition: .18s ease;--page-offset: 108px}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.6;color:var(--text);background:radial-gradient(circle at top left,rgba(31,95,155,.08),transparent 34%),radial-gradient(circle at right 18%,rgba(255,159,28,.1),transparent 28%),linear-gradient(180deg,#f5f9fd,#eef4fb 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shimmer{0%,to{opacity:.75}50%{opacity:1}}.icon-badge-light{background:#ffffff2e;color:var(--white)}@media (max-width: 992px){:root{--page-offset: 96px}.grid-2,.grid-3,.grid-4,.page-hero-grid,.form-row{grid-template-columns:1fr}.section,.section.tight{padding:72px 0}.page-hero{padding:72px 0 58px}.hero-visual{min-height:320px}.hero-home-grid,.quote-grid-home,.about-grid-home,.assurance-banner,.assurance-copy,.assurance-stats,.hero-metrics,.process-grid{grid-template-columns:1fr}.assurance-banner{flex-direction:column;align-items:flex-start}.process-arrow{display:none}}@media (max-width: 640px){.container{width:min(100% - 24px,1200px)}.content-card,.form-shell,.info-card,.hero-panel{border-radius:20px;padding:20px}.page-hero h1{max-width:none}.hero-metrics{grid-template-columns:1fr}.hero-visual-frame img,.about-art img{min-height:300px}}